About Us

Located in Portland, ME, Better Benefits LLC is a true turn-key voluntary benefits consulting and communications firm.  Our model is to provide brokers and consultants with voluntary benefit due diligence expertise, and proven strategies for successful enrollment and communication delivery to their clients. The other part of our model is delivering unique product strategies to help deal with the rising cost of medical insurance.  We provide this service to both small and large groups. Our approach allows our partners to focus on their core competencies while we deliver ancillary products and services in the best possible enrollment environment, thereby maximizing results for all parties.

Our Principals

  • The Better Benefits team will leverage over 100 years of benefit delivery experience to provide clients with “Best In Class” products, using an extensive, non-bias due diligence process of the voluntary product market and specific carrier/product recommendations based on your client’s needs.
  • Better Benefits will provide communications strategy and technology customized for each of our partner’s clients. We believe in bringing the proper technology platform or working within the existing program to enhance and improve the current communication strategies.
  • Better Benefits will provide the same level of service for all groups, regardless of size. Our goal is to be a comprehensive partner to our brokers and consultants to provide value and support in growing their revenue.
  • Better Benefits will utilize turn-key enrollment methods to maximize each opportunity and create long-term, profitable relationships with our partners and their clients.


Todd Walker: Partner, Better Benefits LLC

Todd has been in the benefits business since 2002. He has held executive leadership roles with a number of carriers including Allstate Benefits and Colonial Life. He brings a unique perspective to clients and brokers offering product solutions for any size group. Combining extensive front line worksite sales experience with an expertise in enrollment solutions, he is a trusted partner for employee benefit brokers. Todd holds a Bachelor of Science Degree in business from the University of Maine. Todd resides in Scarborough, ME with his wife Allison and two daughters.

Debbie Sullivan: Partner, Better Benefits, LLC

Debbie has worked in the insurance industry since 1989 . Upon graduation from the University of Maine with a Bachelor of Science degree, she began her career at Blue Cross and Blue Shield. After 6 years of service, she moved to Aetna for the next 15 years as an Account Executive for both the large and small group market. In 2010, she returned to Anthem BCBS as a Senior Account Executive focusing on the large group market. In January of 2016, she moved to Better Benefits and focused on the voluntary market. Her entire insurance career has been working with the brokers throughout Maine and New England. She loves working with the employers to find solutions and with the employees to help educate them on their benefits. Debbie resides in North Yarmouth, Maine with her husband Dan and their 2 children.

Patti Gardner: Sr. Account Executive, Better Benefits, LLC

Patti brings more than 30 years of sales, management, and client relationship experience in the health and ancillary insurance industry as account executive at Better Benefits, LLC. She is responsible for new sales, renewals, enrollment and benefit counseling.

Patti is a highly motivated and reliable leader committed to client satisfaction. Known in the industry for her integrity and willingness to go beyond expectations, Patti makes it simple and easy to understand while providing the client with a customized benefit package that meets their needs. “I educate, not sell”.

Allison Laqualia Walker: Office Coordinator

Allison graduated from Husson University in 1997 with a BSN in Nursing. Upon graduation, Allison worked at the Acadia Hospital as a Psychiatric Nurse until she moved to Southern Maine where she then worked at Sweetser as a Psychiatric Nurse Clinician, providing medication management to adults, families and children. After taking some time off to be at home with two young daughters, Allison returned to work as a Home Health nurse at VNA and most recently worked as a Triage Nurse at Intermed for the past 8 years. Allison resides in Scarborough with her husband Todd, and their two daughters Ellie and Sophia. In her free time she enjoys playing tennis and gardening, and above all spending time with her family.